Our agency offers personal lines insurance policies across the state of the Florida. We insure homes, rental homes, vehicles, boats, golf carts and other recreational vehicles. The purpose of these policies is to protect you and your family against financial losses in the event of unforeseeable accidents or natural disasters. For us Floridians we face even higher risk of wind and rain damage from not only Tropical Storms and Hurricanes but even from a heavy summer storm so it is crucial that your property is adequately insured.
A personal auto policy can include coverage for liability, medical payments, damage to the vehicle and damage from uninsured/underinsured motorists. Several of our auto insurance carriers also offer telematics discounts that may last the lifetime your policy.
We can write policies to not only cover your primary residence but also rental properties you may own. In addition we can also write a renter’s policy that will provide protection for your personal property. Homeowner’s insurance policies are not one size fits all. While the policy comes with certain coverages, it’s usually customized to meet each individual homeowner’s needs.
Flood insurance covers a dwelling for losses sustained by water damage, as it specifically relates to flooding. Most homeowner’s policies do not include flood coverage so it is important for you to decide if this is coverage that you need.
A personal umbrella policy is extra liability insurance coverage that goes beyond the limits of your home, auto or watercraft insurance. Umbrella insurance may cover certain liability claims that your homeowner or auto policies may not, such as libel, slander and false arrest. Individuals typically choose to buy an umbrella policy because they want to prevent or minimize the possibility of financial ruin due to damage from a lawsuit.
We also offer insurance policies for many other types of vehicles, including motorhomes, travel trailers, boats, jet skis, golf carts, ATVs, motorcycles & electric bikes.
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DISCLAIMER
Please be advised that insurance coverage cannot be added, deleted or otherwise changed until it is confirmed in writing by Stone Consulting Services, Inc. d/b/a The Ormond Agency (“The Ormond Agency”) or your insurance carrier.
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