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Category: Home Insurance
Actual Cash Value vs Replacement Cost Value

Actual Cash Value vs Replacement Cost Value

As Florida’s insurance companies continue to try to find ways to avoid dramatic premium increases there has been a lot of discussion lately about actual cost value (“ACV”) vs replacement cost value (“RCV”). This is standard on the auto policy side but is now becoming...
Hurricane Preparedness

Hurricane Preparedness

Well we are only one month into this year’s hurricane season and we are already on letter E so it appears we may have an active season this year. Luckily with today’s technology, we are able to track these storms along the way which gives us all more time to prepare....
Senate Bill 76 Passed

Senate Bill 76 Passed

  During the most recent State of Florida legislative session that ended on April 30th there were several insurance related bills that passed. Today we will go over some of the significant changes from Senate Bill 76 that may impact the Florida homeowner’s...
Hurricane Preparedness

Hurricane Preparedness

As another potential storm for Florida brews in the Atlantic we wanted to share some helpful hurricane preparedness tips from an article written by one of home insurance carriers. As always if you have any questions or concerns as we head into the busiest part of our...
What is an insurance score?

What is an insurance score?

Most of us have a basic understanding about our credit scores and how they can impact us but many may not know what an insurance score is. An insurance score is a metric used by many insurance companies to determine the claim risk of a prospective policyholder, in...